Silverleaf Management LLC Privacy Policy
Silverleaf Management LLC is serious about protecting your online
privacy. This Privacy Statement explains our views and practices
concerning privacy, and how they may pertain to you as a user of our
system.
"You" or "Your" means you as a participant in or as a user of the
InstantLoansNow.com program. "We" or "Our" or "Us" means InstantLoansNow.com. "Our
site" means www.instantloansnow.com.
All information transmitted, printed or otherwise submitted to
Silverleaf Management LLC via this website shall be deemed to be the
property of Silverleaf Management LLC and Silverleaf Management LLC
shall be free to use such information for any lawful purpose as detailed
herein.
This site may contain links to other sites and we are not responsible
for the privacy practices or the content of such sites.
We reserve the right to release such information to law enforcement or
other governmental officials as we, in our sole and absolute discretion,
deem necessary to comply with the law.
Collected Information
We may automatically collect and/or track the following:
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Web page http headers (home server domain names, IP address, type of client
computer, and type of Web browser).
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Information knowingly provided by you through on-line forms, registration
forms, surveys, and/or other entries, such as email addresses, personal,
financial or demographic information.
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Information, user specific or aggregate, on what
pages our visitors access and the
e-mail addresses of visitors that communicate with
InstantLoansNow.com via e-mail.
Use of Data Collected
We use your personal, demographic and profile data to enhance your
experience at our site and to enable us to present content we think you
might be interested in. We use your contact information to send you
information about our company and promotional material from our
partners. We may also use your personal, demographic and profile data to
improve our site, for statistical analysis, for marketing and
promotional purposes, and for editorial or feedback purposes for our
advertisers. Information collected by us may be added to our databases
and used for future e-mails or postal mailings regarding site updates,
new products and services, upcoming events, and/or status of orders
placed online
Disclosure of Data to Third Parties
If you choose to provide personal information, it will be used for the
following purposes:
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considering you for a
a InstantLoansNow.com account
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sharing of your information with trusted third parties such as credit bureaus
(such as Teletrack and/or DP Bureau) and or other financial services providers
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as required by law and
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for marketing products and services which we
determine, in our sole judgment, that you might find
of interest. We reserve the right to share, rent,
sell, or otherwise disclose data we collect to third
parties. Any third party we share, rent, sell, or
otherwise disclose data to will be carefully
prescreened by us, determined by us to be reputable,
and will use the personal data for marketing
products and services which we determine, in our
sole judgment, that you might find of interest
Your Opt-Out Rights
You may opt-out of receiving communications from us and or our partners
by not submitting your information. We also allow you to remove your
information from our database. If you remove your information from our
database it will no longer be used by us for secondary purposes,
disclosed to third parties, or used by us or third parties to send
promotional correspondence to you. You can remove your information by
sending your request in writing via email to Info@instantloansnow.com
Your Rights To Your Personal Data
Upon request via postal mail or e-mail, we will provide you a summary of
personal information retained by us. We will only send your personal
records to your e-mail address or postal address we have on file for
you. To modify, correct, change, update or remove your personal record
from our database, send your request via email to: info@instantloansnow.com.
We Do Not Intend To Collect Data From Children
The information and services provided to us or our affiliates, sponsors,
and advertisers are not intended to be viewed by children (under 18
years old). No information collected from children is knowingly used for
any marketing or promotional purposes whatsoever, either inside or
outside Silverleaf Management LLC.
Our Right To Contact You
We reserve the right to contact you regarding your account status and changes
to subscriber agreements, privacy policy, or any other policies or agreements
relevant to you.
Our Right To Change
We reserve the right to change this policy at any time by notifying you of the
existence and location of the new or revised privacy policy or by posting the
changes online at our site.
Our Contact Information
If you have any questions about this privacy statement, the practices of
this site, or your dealings with this website, you can contact us via
email sent to Info@instantloansnow.com.
Anti-Spam Policy. Can-Spam Act Compliance
Silverleaf Management LLC is dedicated to ensuring compliance with the
'Can-Spam Act', which took effect January 1, 2004. You may receive email
from Silverleaf Management LLC in the following circumstances:
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Acknowledging your application has been received and requesting additional
action
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Requests for additional information to support your current application
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Response to your inquiries regarding the status of your loan, payment due
dates, extension requests and other transactional requests
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Thanking you for your valued business
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Advertisements for our products, services, changes in services, new product
availability
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Advertisements for third party products and services where we have determined
that such product or service may be of interest to our customers
To ensure compliance with the Can-Spam Act, Silverleaf Management LLC has implemented the
following guidelines for email delivery:
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All emails sent to you by Silverleaf Management LLC will clearly identify Silverleaf Management LLC
as the sender.
FROM / SENDER: Silverleaf Management LLC
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The Subject Line of any email you receive will always accurately describe the
subject matter of the email.
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Any email from Silverleaf Management LLC will include the ability to unsubscribe from
future email messages.
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Unsubscribing will ensure the customer is removed from ALL lists at Silverleaf Management LLC; this excludes customer service emails regarding the processing and status of a current loan application.
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Advertising emails from Silverleaf Management LLC will include information that the email
is an advertisement, either in the body or footer of the email.
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All emails sent to you directly by Silverleaf Management LLC include valid postal address
information in the footer. The address for Silverleaf Management LLC is:
Silverleaf Management LLC, 2274 South 1300 East, Suite G-8-273, SLC UT 84106
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All third party marketing partners are required to comply with the Can-Spam
Act.
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Emails sent to you directly by Silverleaf Management LLC will include an email address and
physical address where you can send suggestions, complaints or other
correspondence
Third Party Can-Spam Compliance
In addition to the compliance issues described above, Silverleaf Management LLC requires
third party marketers to comply with additional email marketing requirements.
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Silverleaf Management LLC makes every effort to ensure that all third party vendors comply
with the requirements of the CAN-SPAM Act. This includes contractual agreements
to comply, approval of third party ads by Silverleaf Management LLC prior to delivery,
spot checks on third party emails and other efforts deemed reasonable by
Silverleaf Management LLC in order to ensure ongoing compliance.
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Third party email may only be delivered to individuals who have provided the
third party marketer with direct or indirect permission to email offers.
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In the event of a complaint regarding a third party marketer, within 72 hours
that marketing partner will provide the complainant with:
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The website at which the complainant signed up
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A link to the privacy policy of the sign-up site evidencing a privacy policy
which clearly indicates the complainant has given permission to receive email
offers
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The date the complainant signed up or opted in (and the time if available)
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The I.P. address from which the complainant signed up
Silverleaf Management LLC understands consumers' concerns over the use
of their personal information. We hope this information will relieve any
concerns your company may have regarding our email policies.
Silverleaf Management LLC and its affiliated sites use only an "opt-in
or opt out" method of obtaining customer information, and it is not our
policy to send unsolicited email. We obtain email addresses and personal
information from third parties that follow the same set of policies.
Silverleaf Management LLC email messages sent include the following
information about the origin of the emails and include instructions on
how recipients can unsubscribe from receiving future email messages:
Offers are sent to subscribers ONLY.
To be removed from our list,
optout@instantloansnow.com.
From time to time, Silverleaf Management LLC will enter into an
arrangement with a third party website to allow individuals to opt into
our marketing program on those third party websites. In each case the
third party websites have represented and warranted to us, among other
things,
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that the data was collected voluntarily from individuals on website
registrations and co-registrations,
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that the sellers have a right, under any applicable privacy statements, to
transfer the data to us, and
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that Silverleaf Management LLC has the right to send marketing offers to the individuals.
DETAILED WIRELESS POLICY
By opting-in you are providing consent to use personal information to provide the services you've requested, including services that display customized content and advertising.
Your provider's Msg & Data Rates apply to any SMS (Short Message Service) messages. You may opt-out and remove your SMS information by sending "STOP", "END", "CANCEL", "UNSUBSCRIBE" or "QUIT" to the SMS text message you have received. If you remove your SMS information from our database, your number will no longer be used for secondary purposes, disclosed to third parties and used by us for third parties to send promotional correspondence to you.
Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, the date & time, and content of your messages. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.
For help, email us at smsoptout@InstantLoansNow.com or call 1-866-735-4015. Request help, get contact information or additional information regarding our texting services anytime from your mobile device by replying with the word "HELP" to the message you receive.
OPT-OUT
To cancel text message alerts, simply reply STOP to the message received to opt-out of respective text alert program. Text STOP to 75935!
We hope this information satisfies any questions or concerns you may
have regarding the email practices of Silverleaf Management LLC. If you
have additional questions or wish to discuss this matter further, please
contact us at info@instantloansnow.com.
Revised June 1, 2007
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